/* ---------- Reset & base ---------- */
  *, *::before, *::after { box-sizing: border-box; }
  html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
  body {
    margin: 0;
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    color: var(--ink);
    background: var(--bg);
    line-height: 1.65;
    font-size: 16.5px;
    font-feature-settings: "cv11", "ss01";
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
  }
  img { max-width: 100%; display: block; }
  a { color: inherit; text-decoration: none; }

  /* ---------- Display type: Fraunces serif ---------- */
  h1, h2, h3, .display {
    font-family: 'Fraunces', Georgia, 'Times New Roman', serif;
    font-weight: 600;
    letter-spacing: -0.015em;
    color: var(--bg-dark);
    line-height: 1.12;
    font-optical-sizing: auto;
  }
  h1 { font-size: clamp(2.6rem, 5.2vw, 4rem); font-weight: 600; letter-spacing: -0.025em; }
  h2 { font-size: clamp(1.9rem, 3.4vw, 2.6rem); }
  h3 { font-size: 1.35rem; }
  .mono, .tabular { font-variant-numeric: tabular-nums; }

  /* ---------- Tokens ---------- */
  :root {
    /* warm paper, not flat white */
    --bg: #FBF8F2;
    --bg-pure: #FFFFFF;
    --bg-alt: #F4EFE4;
    --bg-card: #FFFFFF;
    --bg-dark: #1C1814;
    --bg-dark-2: #2A241D;
    /* warm ink, not cold blue-black */
    --ink: #2A241D;
    --ink-2: #5C5346;
    --muted: #8A7E6C;
    /* warm-tinted hairlines */
    --line: #E6DECF;
    --line-2: #F0E9DB;
    /* considered gold range */
    --accent: #C8881C;
    --accent-bright: #E8A521;
    --accent-dark: #A66E12;
    --accent-wash: #FBF2DF;
    --gold: #B8860B;
    --green: #3F7D52;
    --green-wash: #ECF3ED;
    --red: #B0472B;
    --blue: #3B5BA5;
    --blue-wash: #EEF1F8;
    /* warm-based elevation */
    --shadow-sm: 0 1px 2px rgba(28,24,20,0.05), 0 1px 1px rgba(28,24,20,0.04);
    --shadow-md: 0 8px 24px rgba(28,24,20,0.07), 0 2px 6px rgba(28,24,20,0.05);
    --shadow-lg: 0 24px 48px rgba(28,24,20,0.10), 0 8px 16px rgba(28,24,20,0.05);
    --radius: 8px;
    --radius-lg: 14px;
    --max: 1160px;
  }

  /* ---------- Layout ---------- */
  .container { max-width: var(--max); margin: 0 auto; padding: 0 20px; }
  section { padding: 72px 0; }

  /* ---------- Header ---------- */
  .site-header {
    position: sticky; top: 0; z-index: 50;
    background: rgba(251,248,242,0.86);
    backdrop-filter: saturate(150%) blur(14px);
    -webkit-backdrop-filter: saturate(150%) blur(14px);
    border-bottom: 1px solid var(--line);
  }
  .nav {
    display: flex; align-items: center; justify-content: space-between;
    height: 70px;
  }
  .logo {
    display: flex; align-items: center; gap: 11px;
    font-family: 'Fraunces', serif;
    font-weight: 600; font-size: 1.2rem; letter-spacing: -0.02em;
    color: var(--bg-dark);
  }
  .logo .dot {
    width: 24px; height: 24px; border-radius: 7px;
    background: var(--bg-dark);
    position: relative; flex-shrink: 0;
  }
  .logo .dot::after {
    content: "";
    position: absolute; inset: 5px;
    border-radius: 3px;
    background: linear-gradient(135deg, var(--accent-bright), var(--accent));
  }
  .nav ul {
    list-style: none; margin: 0; padding: 0;
    display: flex; gap: 30px;
    font-size: 0.92rem; font-weight: 500;
    color: var(--ink-2);
    font-family: 'Inter', sans-serif;
  }
  .nav ul a:hover { color: var(--accent-dark); }
  .nav .cta-link {
    font-family: 'Inter', sans-serif;
    font-size: 0.88rem; font-weight: 600;
    padding: 10px 18px; border-radius: var(--radius);
    background: var(--bg-dark); color: var(--bg-pure);
    transition: background .15s ease, transform .15s ease;
  }
  .nav .cta-link:hover { background: #000; transform: translateY(-1px); }
  .menu-toggle { display: none; }

  @media (max-width: 880px) {
    .nav ul { display: none; }
    .nav .cta-link { display: none; }
    .nav { height: 62px; }
  }

  /* ---------- Hero ---------- */
  .hero {
    background:
      radial-gradient(1100px 480px at 88% -12%, rgba(232,165,33,0.13), transparent 58%),
      radial-gradient(800px 360px at -8% 8%, rgba(200,136,28,0.06), transparent 60%),
      linear-gradient(180deg, var(--bg) 0%, var(--bg) 100%);
    border-bottom: 1px solid var(--line);
    padding: 90px 0 60px;
  }
  .hero-eyebrow {
    display: inline-flex; align-items: center; gap: 9px;
    padding: 7px 15px 7px 13px; border-radius: 999px;
    background: var(--bg-pure); border: 1px solid var(--line);
    font-size: 11.5px; font-weight: 600; color: var(--ink-2);
    box-shadow: var(--shadow-sm);
    letter-spacing: 0.08em; text-transform: uppercase;
    font-family: 'Inter', sans-serif;
  }
  .hero-eyebrow .live-dot {
    width: 7px; height: 7px; border-radius: 50%; background: var(--green);
    box-shadow: 0 0 0 3px var(--green-wash);
  }
  .hero h1 {
    font-size: clamp(2.7rem, 5.4vw, 4.1rem);
    line-height: 1.06;
    letter-spacing: -0.028em;
    font-weight: 600;
    margin: 22px 0 20px;
    color: var(--bg-dark);
    max-width: 14ch;
  }
  .hero h1 em { font-style: italic; color: var(--accent-dark); font-weight: 500; }
  .hero p.lead {
    font-size: 1.2rem; line-height: 1.55; color: var(--ink-2);
    max-width: 60ch; margin: 0 0 30px; font-weight: 400;
  }
  .trust-row {
    display: flex; flex-wrap: wrap; gap: 18px 28px;
    margin-top: 20px; padding-top: 24px;
    border-top: 1px solid var(--line);
  }
  .trust-item {
    display: flex; align-items: center; gap: 10px;
    font-size: 13.5px; color: var(--ink-2); font-weight: 500;
  }
  .trust-item svg { flex-shrink: 0; }
  .hero-cta {
    display: inline-flex; align-items: center; gap: 8px;
    padding: 13px 22px; border-radius: 10px;
    background: var(--bg-dark); color: #fff;
    font-weight: 600; font-size: 15px;
    transition: transform .15s ease, background .15s ease;
  }
  .hero-cta:hover { background: #000; transform: translateY(-1px); }

  /* ---------- Methodology strip ---------- */
  .methodology {
    background: var(--bg-alt);
    padding: 36px 0;
    border-bottom: 1px solid var(--line);
  }
  .method-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
  }
  .method-grid h4 {
    font-size: 13px; text-transform: uppercase; letter-spacing: 0.06em;
    color: var(--muted); font-weight: 600;
    margin: 0 0 6px;
  }
  .method-grid p { margin: 0; font-size: 14.5px; color: var(--ink-2); font-weight: 500; }
  @media (max-width: 760px) { .method-grid { grid-template-columns: repeat(2, 1fr); } }

  /* ---------- Section headings ---------- */
  .section-head { max-width: 760px; margin-bottom: 44px; }
  .section-head .kicker {
    display: inline-block;
    color: var(--accent-dark); font-weight: 600; font-size: 12px;
    text-transform: uppercase; letter-spacing: 0.14em;
    font-family: 'Inter', sans-serif;
    padding-bottom: 4px;
    border-bottom: 2px solid var(--accent-wash);
  }
  .section-head h2 {
    font-size: clamp(2rem, 3.6vw, 2.7rem);
    letter-spacing: -0.022em; line-height: 1.08;
    margin: 14px 0 14px; color: var(--bg-dark);
    font-weight: 600;
  }
  .section-head p {
    color: var(--ink-2); font-size: 1.05rem; margin: 0; line-height: 1.6;
  }

  /* ---------- Ranking table ---------- */
  .rank-table-wrap {
    background: #fff; border: 1px solid var(--line);
    border-radius: var(--radius-lg); overflow: hidden;
    box-shadow: var(--shadow-md);
  }
  table.rank-table {
    width: 100%; border-collapse: collapse;
    font-size: 14.5px;
  }
  .rank-table thead th {
    text-align: left; font-weight: 600;
    background: var(--bg-alt); color: var(--ink-2);
    padding: 14px 18px;
    border-bottom: 1px solid var(--line);
    font-size: 12.5px; text-transform: uppercase; letter-spacing: 0.05em;
  }
  .rank-table tbody td {
    padding: 18px; border-bottom: 1px solid var(--line-2);
    vertical-align: middle;
  }
  .rank-table tbody tr:last-child td { border-bottom: none; }
  .rank-table tbody tr:hover { background: #FCFCFD; }
  .rank-table .firm-name {
    display: flex; align-items: center; gap: 12px;
    font-weight: 700; color: var(--bg-dark);
  }
  .rank-pill {
    width: 30px; height: 30px; border-radius: 8px;
    display: grid; place-items: center;
    background: var(--bg-alt); color: var(--ink-2);
    font-weight: 700; font-size: 13px;
    border: 1px solid var(--line);
  }
  .rank-pill.gold {
    background: linear-gradient(135deg, #FFE8C4, #FFD98A);
    color: #7A4A00;
    border-color: #F3D78F;
  }
  .rank-pill.silver {
    background: #EFF1F4; color: #4C5366; border-color: #D7DCE3;
  }
  .rank-pill.bronze {
    background: #F6E5D4; color: #7A4923; border-color: #E9C59D;
  }
  .rating-score {
    display: inline-flex; align-items: center; gap: 6px;
    font-weight: 700;
  }
  .rating-score .stars { color: var(--accent); font-size: 12px; }
  .cta-mini {
    display: inline-block;
    padding: 7px 12px; border-radius: 7px;
    font-size: 12.5px; font-weight: 600;
    background: var(--bg-dark); color: #fff;
    transition: background .15s ease;
    white-space: nowrap;
  }
  .cta-mini:hover { background: #000; }
  .cta-mini.outline {
    background: #fff; color: var(--ink); border: 1px solid var(--line);
  }
  .cta-mini.outline:hover { border-color: var(--ink); }

  @media (max-width: 820px) {
    .rank-table thead { display: none; }
    .rank-table, .rank-table tbody, .rank-table tr, .rank-table td { display: block; width: 100%; }
    .rank-table tbody tr {
      padding: 16px; border-bottom: 1px solid var(--line-2);
    }
    .rank-table tbody td {
      padding: 6px 0; border: none;
    }
    .rank-table tbody td::before {
      content: attr(data-label);
      display: block;
      font-size: 11.5px; text-transform: uppercase; letter-spacing: 0.06em;
      color: var(--muted); font-weight: 600; margin-bottom: 2px;
    }
  }

  /* ---------- Reviews ---------- */
  .reviews { background: var(--bg-alt); }
  .review-card {
    background: #fff; border: 1px solid var(--line);
    border-radius: var(--radius-lg);
    padding: 32px;
    margin-bottom: 28px;
    box-shadow: var(--shadow-sm);
    transition: box-shadow .2s ease, transform .2s ease;
  }
  .review-card:hover { box-shadow: var(--shadow-md); }
  .review-card.featured {
    border: 1px solid #F3D78F;
    background: linear-gradient(180deg, #FFFBF3 0%, #FFFFFF 90%);
    position: relative;
  }
  .review-card.featured::before {
    content: "🏆 Editor's #1 Pick";
    position: absolute; top: -14px; left: 24px;
    background: linear-gradient(135deg, var(--accent), var(--accent-dark));
    color: #fff; font-size: 12px; font-weight: 700;
    padding: 6px 14px; border-radius: 999px;
    letter-spacing: 0.02em;
    box-shadow: 0 4px 14px rgba(243,152,31,0.35);
  }
  .review-header {
    display: flex; flex-wrap: wrap; align-items: flex-start;
    justify-content: space-between; gap: 16px;
    margin-bottom: 18px;
    padding-bottom: 18px;
    border-bottom: 1px solid var(--line-2);
  }
  .review-header .rank-num {
    font-size: 13px; color: var(--muted); font-weight: 600;
    text-transform: uppercase; letter-spacing: 0.08em;
  }
  .review-header h3 {
    font-size: 26px; margin: 4px 0 0;
    letter-spacing: -0.015em; color: var(--bg-dark);
    font-weight: 800;
  }
  .score-badge {
    min-width: 74px;
    padding: 10px 14px; border-radius: 10px;
    background: var(--bg-dark); color: #fff;
    text-align: center;
    box-shadow: var(--shadow-sm);
  }
  .score-badge .score-num {
    font-size: 22px; font-weight: 800; letter-spacing: -0.01em;
    display: block; line-height: 1;
  }
  .score-badge .score-lbl {
    font-size: 10.5px; color: #B7BAC6; text-transform: uppercase;
    letter-spacing: 0.08em; margin-top: 4px; display: block;
  }
  .featured .score-badge {
    background: linear-gradient(135deg, var(--accent), var(--accent-dark));
  }

  .review-grid {
    display: grid; grid-template-columns: 1.4fr 1fr; gap: 32px;
  }
  @media (max-width: 820px) { .review-grid { grid-template-columns: 1fr; gap: 20px; } }

  .review-section-title {
    font-size: 12.5px; text-transform: uppercase;
    letter-spacing: 0.08em; color: var(--muted);
    font-weight: 700; margin: 20px 0 8px;
  }
  .review-section-title:first-child { margin-top: 0; }

  .review-card p { color: var(--ink-2); margin: 0 0 14px; font-size: 15.5px; }

  .spec-list {
    list-style: none; padding: 0; margin: 0;
    display: grid; grid-template-columns: 1fr 1fr; gap: 8px 14px;
    font-size: 14px;
  }
  .spec-list li {
    display: flex; justify-content: space-between;
    padding: 8px 0; border-bottom: 1px dashed var(--line-2);
    color: var(--ink-2);
  }
  .spec-list li span { font-weight: 600; color: var(--bg-dark); }

  .proscons {
    display: grid; grid-template-columns: 1fr 1fr; gap: 14px;
    margin-top: 8px;
  }
  @media (max-width: 600px) { .proscons { grid-template-columns: 1fr; } }
  .proscons > div {
    background: #fff; padding: 16px 18px;
    border: 1px solid var(--line-2); border-radius: 10px;
  }
  .proscons h5 {
    font-size: 13px; text-transform: uppercase; letter-spacing: 0.06em;
    margin: 0 0 10px; font-weight: 700;
  }
  .pros h5 { color: var(--green); }
  .cons h5 { color: var(--red); }
  .proscons ul { margin: 0; padding-left: 18px; font-size: 14px; color: var(--ink-2); }
  .proscons li { margin-bottom: 6px; }

  .verdict-box {
    margin-top: 24px;
    padding: 22px 24px;
    background: var(--accent-wash); border: 1px solid #F0DDB0; border-left: 3px solid var(--accent);
    border-radius: var(--radius);
    font-size: 1rem; line-height: 1.6; color: var(--ink-2);
  }
  .verdict-box strong { color: var(--bg-dark); font-weight: 600; }

  .review-cta-row {
    display: flex; flex-wrap: wrap; gap: 10px;
    margin-top: 18px; padding-top: 18px;
    border-top: 1px solid var(--line-2);
  }
  .quote-block {
    padding: 14px 18px; background: var(--bg-alt);
    border-radius: 10px; font-size: 14px; color: var(--ink-2);
    border-left: 3px solid var(--line);
    font-style: italic;
    margin-top: 14px;
  }
  .quote-block cite {
    display: block; margin-top: 6px;
    font-size: 12.5px; color: var(--muted); font-style: normal;
  }

  /* Trustpilot feedback callout */
  .tp-summary {
    margin: 18px 0 0;
    padding: 16px 18px;
    background: linear-gradient(180deg, #F0FDF4 0%, #FFFFFF 100%);
    border: 1px solid #D1FAE5;
    border-radius: 10px;
  }
  .tp-summary-head {
    display: flex; align-items: center; flex-wrap: wrap;
    gap: 10px; margin-bottom: 10px;
  }
  .tp-badge {
    display: inline-flex; align-items: center; gap: 6px;
    font-weight: 700; font-size: 13px; color: #00684A;
    letter-spacing: 0.01em;
  }
  .tp-badge::before {
    content: "★"; color: #00B67A; font-size: 15px;
  }
  .tp-score-pill {
    background: #00B67A; color: #fff;
    padding: 3px 10px; border-radius: 4px;
    font-weight: 700; font-size: 13px;
    letter-spacing: 0.01em;
  }
  .tp-score-pill.low { background: #F59E0B; }
  .tp-score-pill.mid { background: #10B981; }
  .tp-reviews {
    color: var(--muted); font-size: 12.5px;
    font-weight: 500;
  }
  .tp-summary p {
    font-size: 14.5px; margin: 0 0 8px;
    color: var(--ink-2); line-height: 1.6;
  }
  .tp-summary p:last-child { margin-bottom: 0; }
  .tp-summary strong { color: var(--bg-dark); }
  .tp-themes {
    display: grid; grid-template-columns: 1fr 1fr;
    gap: 10px; margin-top: 10px;
    font-size: 13.5px;
  }
  @media (max-width: 600px) { .tp-themes { grid-template-columns: 1fr; } }
  .tp-themes > div {
    background: #fff; border: 1px solid var(--line);
    border-radius: 8px; padding: 10px 12px;
  }
  .tp-themes h6 {
    margin: 0 0 6px; font-size: 11.5px;
    text-transform: uppercase; letter-spacing: 0.06em;
    font-weight: 700;
  }
  .tp-themes .pos h6 { color: #059669; }
  .tp-themes .neg h6 { color: #DC2626; }
  .tp-themes ul { margin: 0; padding-left: 16px; color: var(--ink-2); }
  .tp-themes li { margin-bottom: 3px; }

  /* ---------- Full comparison ---------- */
  .compare-wrap { overflow-x: auto; border-radius: var(--radius-lg); border: 1px solid var(--line); box-shadow: var(--shadow-md); }
  table.compare {
    width: 100%; border-collapse: collapse; font-size: 13.5px;
    min-width: 900px; background: #fff;
  }
  .compare th, .compare td { padding: 14px 16px; text-align: left; border-bottom: 1px solid var(--line-2); }
  .compare thead th {
    background: var(--bg-dark); color: #fff; font-weight: 600;
    font-size: 12.5px; text-transform: uppercase; letter-spacing: 0.04em;
  }
  .compare tbody tr:hover td { background: #FCFCFD; }
  .compare .firm-cell { font-weight: 700; color: var(--bg-dark); }
  .compare .highlight-row td { background: #FFFBF3 !important; }
  .compare .highlight-row td:first-child {
    border-left: 3px solid var(--accent);
  }
  .tick { color: var(--green); font-weight: 700; }
  .cross { color: var(--red); font-weight: 700; }

  /* ---------- FAQ ---------- */
  .faq-item {
    border: 1px solid var(--line); border-radius: 12px;
    margin-bottom: 12px; background: #fff;
    overflow: hidden;
  }
  .faq-item summary {
    cursor: pointer; padding: 18px 22px;
    font-weight: 600; font-size: 16px; color: var(--bg-dark);
    list-style: none; position: relative;
    padding-right: 50px;
  }
  .faq-item summary::-webkit-details-marker { display: none; }
  .faq-item summary::after {
    content: "+";
    position: absolute; right: 20px; top: 50%;
    transform: translateY(-50%);
    font-size: 22px; font-weight: 400; color: var(--muted);
    transition: transform .2s ease;
  }
  .faq-item[open] summary::after { content: "–"; }
  .faq-item[open] summary { border-bottom: 1px solid var(--line-2); }
  .faq-item .faq-body {
    padding: 16px 22px 22px;
    color: var(--ink-2); font-size: 15px;
  }

  /* ---------- CTA section ---------- */
  .cta-band {
    background: linear-gradient(135deg, var(--bg-dark) 0%, #332A20 100%);
    color: #F5EFE3;
    padding: 72px 0;
    position: relative; overflow: hidden;
  }
  .cta-band::before {
    content: ""; position: absolute; inset: 0;
    background:
      radial-gradient(560px 320px at 82% 18%, rgba(232,165,33,0.22), transparent 62%),
      radial-gradient(420px 260px at 8% 85%, rgba(200,136,28,0.12), transparent 62%);
    pointer-events: none;
  }
  .cta-band .container { position: relative; }
  .cta-band h2 {
    font-size: clamp(2rem, 3.2vw, 2.7rem); letter-spacing: -0.022em;
    margin: 0 0 16px; font-weight: 600; color: #FBF8F2;
  }
  .cta-band p { color: #C9BFAD; margin: 0 0 26px; font-size: 1.1rem; max-width: 60ch; line-height: 1.55; }
  /* ---------- Buttons (global) ---------- */
  .btn-primary {
    display: inline-flex; align-items: center; gap: 8px;
    padding: 13px 24px; border-radius: var(--radius);
    background: var(--bg-dark); color: var(--bg-pure);
    font-family: 'Inter', sans-serif; font-weight: 600; font-size: 0.95rem;
    letter-spacing: -0.005em; border: 1px solid var(--bg-dark);
    transition: transform .18s ease, box-shadow .18s ease, background .18s ease;
    box-shadow: var(--shadow-sm);
  }
  .btn-primary:hover { background: #000; transform: translateY(-2px); box-shadow: var(--shadow-md); }
  .btn-secondary {
    display: inline-flex; align-items: center; gap: 8px;
    padding: 13px 24px; border-radius: var(--radius);
    background: var(--bg-pure); color: var(--ink);
    font-family: 'Inter', sans-serif; font-weight: 600; font-size: 0.95rem;
    letter-spacing: -0.005em; border: 1px solid var(--line);
    transition: border-color .18s ease, transform .18s ease, box-shadow .18s ease;
  }
  .btn-secondary:hover { border-color: var(--accent); transform: translateY(-2px); box-shadow: var(--shadow-sm); }
  .btn-gold {
    display: inline-flex; align-items: center; gap: 8px;
    padding: 13px 24px; border-radius: var(--radius);
    background: linear-gradient(180deg, var(--accent-bright) 0%, var(--accent) 100%);
    color: #fff; font-family: 'Inter', sans-serif; font-weight: 600; font-size: 0.95rem;
    border: 1px solid var(--accent-dark);
    box-shadow: 0 1px 2px rgba(166,110,18,0.3), inset 0 1px 0 rgba(255,255,255,0.25);
    transition: transform .18s ease, box-shadow .18s ease;
  }
  .btn-gold:hover { transform: translateY(-2px); box-shadow: 0 6px 16px rgba(200,136,28,0.35), inset 0 1px 0 rgba(255,255,255,0.25); }

  .cta-band .btn-primary {
    display: inline-block;
    padding: 14px 26px; border-radius: 10px;
    background: var(--accent); color: #1A0F00;
    font-weight: 700; font-size: 15px;
    transition: transform .15s ease, background .15s ease;
  }
  .cta-band .btn-primary:hover { background: var(--accent-bright); transform: translateY(-1px); }
  .cta-band .btn-secondary {
    display: inline-block; margin-left: 10px;
    padding: 13px 24px; border-radius: 10px;
    background: transparent; color: #fff;
    border: 1px solid rgba(255,255,255,0.2); font-weight: 600;
  }

  /* ---------- Footer ---------- */
  footer {
    background: var(--bg-dark); color: #9BA1B3;
    padding: 48px 0 32px;
    font-size: 14px;
  }
  footer .foot-grid {
    display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 32px;
    margin-bottom: 32px;
  }
  footer .foot-grid-3 { grid-template-columns: 2fr 1fr 1fr; }
  @media (max-width: 820px) { footer .foot-grid, footer .foot-grid-3 { grid-template-columns: 1fr 1fr; } }
  footer h5 {
    color: #fff; font-size: 13px; text-transform: uppercase; letter-spacing: 0.08em;
    margin: 0 0 14px; font-weight: 700;
  }
  footer ul { list-style: none; padding: 0; margin: 0; }
  footer li { margin-bottom: 8px; }
  footer a:hover { color: var(--accent); }
  .disclaimer {
    padding-top: 24px;
    border-top: 1px solid #3A332A;
    font-size: 12.5px; color: #9B8F7C; line-height: 1.6;
  }
  .foot-legal {
    display: flex; flex-wrap: wrap; gap: 8px 18px;
    margin: 18px 0 14px;
  }
  .foot-legal a {
    font-size: 12.5px; color: #C9BFAD; font-weight: 500;
    font-family: 'Inter', sans-serif;
  }
  .foot-legal a:hover { color: var(--accent); }


  /* ---------- Quick verdict & SEO blocks ---------- */
  .quick-verdict { padding: 34px 0; border-bottom: 1px solid var(--line); background:#fff; }
  .quick-grid { display:grid; grid-template-columns: repeat(5, 1fr); gap:14px; }
  .quick-card { background: var(--bg-alt); border:1px solid var(--line); border-radius: 12px; padding:16px; }
  .quick-card h3 { margin:0 0 6px; font-size:12px; text-transform:uppercase; letter-spacing:.08em; color:var(--muted); }
  .quick-card p { margin:0; font-size:15px; font-weight:700; color:var(--bg-dark); }
  .author-line { margin-top:10px; font-size:13px; color:var(--muted); }
  .seo-blocks { background:#fff; }
  .seo-grid { display:grid; grid-template-columns: repeat(3, 1fr); gap:20px; }
  .seo-card { border:1px solid var(--line); border-radius:14px; padding:22px; background:#fff; box-shadow:var(--shadow-sm); }
  .seo-card h3 { margin:0 0 10px; font-size:22px; letter-spacing:-0.02em; color:var(--bg-dark); }
  .seo-card p, .seo-card li { color:var(--ink-2); font-size:15px; }
  .seo-card ul { margin:12px 0 0; padding-left:18px; }
  .mini-note { margin-top:10px; font-size:13px; color:var(--muted); }
  @media (max-width: 980px) { .quick-grid, .seo-grid { grid-template-columns:1fr 1fr; } }
  @media (max-width: 640px) { .quick-grid, .seo-grid { grid-template-columns:1fr; } }

  /* ---------- Utilities ---------- */
  .muted { color: var(--muted); }
  .bold { font-weight: 700; }
  .anchor-offset { display: block; position: relative; top: -80px; visibility: hidden; }

  .stars-visual {
    color: var(--accent); font-size: 14px; letter-spacing: 1px;
  }

  @media (max-width: 600px) {
    section { padding: 56px 0; }
    .review-card { padding: 22px; }
    .review-card.featured::before { left: 16px; }
    .spec-list { grid-template-columns: 1fr; }
  }

  /* ---------- Multi-page additions (same design language) ---------- */
  .crumb { font-size: 13px; color: var(--muted); padding: 18px 0 0; }
  .crumb a { color: var(--ink-2); font-weight: 600; }
  .crumb a:hover { color: var(--accent-dark); }
  .crumb span { color: var(--line); margin: 0 4px; }

  .byline {
    display: flex; flex-wrap: wrap; gap: 10px 24px; align-items: center;
    font-size: 13.5px; color: var(--muted); font-weight: 500;
    margin-top: 18px; padding-top: 18px; border-top: 1px solid var(--line);
  }
  .byline strong { color: var(--ink); font-weight: 700; }
  .byline .score-hl { color: var(--accent-dark); font-weight: 800; }

  .card-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
  @media (max-width: 980px) { .card-grid { grid-template-columns: 1fr 1fr; } }
  @media (max-width: 640px) { .card-grid { grid-template-columns: 1fr; } }
  a.seo-card { display: block; transition: box-shadow .2s ease, transform .2s ease; }
  a.seo-card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); border-color: #F3D78F; }
  a.seo-card .tag { font-size: 11.5px; text-transform: uppercase; letter-spacing: 0.08em; color: var(--accent-dark); font-weight: 700; }
  a.seo-card .arrow { color: var(--accent-dark); font-weight: 700; font-size: 14px; margin-top: 12px; display: inline-block; }

  .prose { max-width: 760px; }
  .prose h2 { font-size: clamp(1.6rem, 2.6vw, 2rem); letter-spacing: -0.02em; color: var(--bg-dark); font-weight: 600; margin: 42px 0 14px; }
  .prose h3 { font-size: 1.3rem; color: var(--bg-dark); font-weight: 600; margin: 30px 0 10px; letter-spacing: -0.012em; }
  .prose p, .prose li { color: var(--ink-2); font-size: 16px; }
  .prose ul, .prose ol { padding-left: 20px; margin: 0 0 16px; }
  .prose li { margin-bottom: 7px; }
  .prose strong { color: var(--bg-dark); }
  .prose a { color: var(--blue); font-weight: 600; }
  .prose a:hover { text-decoration: underline; }

  .btn-row { display: flex; flex-wrap: wrap; gap: 10px; margin: 24px 0; }
  .btn-dark { display:inline-block; padding:13px 22px; border-radius:10px; background:var(--bg-dark); color:#fff; font-weight:600; font-size:15px; transition: background .15s ease, transform .15s ease; }
  .btn-dark:hover { background:#000; transform: translateY(-1px); }
  .btn-outline { display:inline-block; padding:13px 22px; border-radius:10px; background:#fff; color:var(--ink); border:1px solid var(--line); font-weight:600; font-size:15px; }
  .btn-outline:hover { border-color: var(--ink); }

  .callout { padding: 16px 20px; border-radius: 10px; margin: 20px 0; font-size: 15px; color: var(--ink-2); }
  .callout.warn { background: #FFFBF3; border-left: 3px solid var(--accent); }
  .callout.note { background: #F0F6FF; border-left: 3px solid var(--blue); }
  .callout strong { color: var(--bg-dark); }

  .stat-strip { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; margin: 28px 0; }
  @media (max-width: 760px) { .stat-strip { grid-template-columns: 1fr 1fr; } }
  .stat-strip .cell { background: var(--bg-alt); border: 1px solid var(--line); border-radius: 12px; padding: 18px; }
  .stat-strip .v { font-size: 26px; font-weight: 800; color: var(--bg-dark); letter-spacing: -0.02em; }
  .stat-strip .k { font-size: 13px; color: var(--muted); margin-top: 4px; font-weight: 500; }

  /* ============================================================
     v3 ADDITIONS — trust components, accessibility, filters, CTAs
     (built in the same light/gold design language)
     ============================================================ */

  /* ---- Accessibility ---- */
  .skip-link {
    position: absolute; left: -9999px; top: 0; z-index: 200;
    background: var(--ink); color: #fff; padding: 10px 16px;
    border-radius: 0 0 8px 0; font-weight: 600; font-size: 14px;
  }
  .skip-link:focus { left: 0; }
  a:focus-visible, button:focus-visible, summary:focus-visible,
  select:focus-visible, input:focus-visible {
    outline: 3px solid var(--accent);
    outline-offset: 2px; border-radius: 4px;
  }
  @media (prefers-reduced-motion: reduce) {
    *, *::before, *::after { animation: none !important; transition: none !important; scroll-behavior: auto !important; }
  }

  /* ---- Header brand/nav utility classes (replace inline styles) ---- */
  .foot-logo { color: #fff; margin-bottom: 14px; }
  .foot-about { color: #9BA1B3; max-width: 340px; font-size: 13.5px; }
  .copyright { margin-top: 10px; }
  .nav ul a[aria-current="page"] { color: var(--accent-dark); }
  @media (max-width: 880px) {
    .menu-toggle {
      display: inline-flex; background: none; border: 1px solid var(--line);
      color: var(--ink); padding: 6px 12px; border-radius: 8px; font-size: 18px; cursor: pointer;
    }
    .nav ul {
      display: none; position: absolute; top: 66px; left: 0; right: 0;
      background: #fff; border-bottom: 1px solid var(--line);
      flex-direction: column; gap: 0; padding: 8px 20px 16px;
    }
    .nav ul.open { display: flex; }
    .nav ul li { padding: 8px 0; border-bottom: 1px solid var(--line-2); }
  }

  /* ---- Evidence badge ---- */
  .ev-badge {
    display: inline-flex; align-items: center; gap: 7px;
    font-size: 12px; font-weight: 700; letter-spacing: 0.02em;
    padding: 5px 12px; border-radius: 999px; border: 1px solid var(--line);
    background: #fff; color: var(--ink-2); white-space: nowrap;
  }
  .ev-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--muted); flex-shrink: 0; }
  .ev-tested { background: #ECFDF3; border-color: #A6F4C5; color: #027A48; }
  .ev-tested .ev-dot { background: #12B76A; }
  .ev-tested-ch { background: #EFF8FF; border-color: #B2DDFF; color: #175CD3; }
  .ev-tested-ch .ev-dot { background: #2E90FA; }
  .ev-public { background: #FFFAEB; border-color: #FEDF89; color: #B54708; }
  .ev-public .ev-dot { background: #F79009; }
  .ev-feedback { background: #F8F9FC; border-color: var(--line); color: #475467; }
  .ev-feedback .ev-dot { background: #98A2B3; }

  /* ---- Affiliate disclosure box ---- */
  .affiliate-box {
    display: flex; gap: 12px; align-items: flex-start;
    background: #FFFBF3; border: 1px solid #F3D78F; border-radius: 10px;
    padding: 14px 18px; margin: 20px 0; font-size: 13.5px; color: var(--ink-2);
  }
  .affiliate-box .aff-icon { color: var(--accent-dark); font-size: 14px; line-height: 1.5; }
  .affiliate-box p { margin: 0; }
  .affiliate-box strong { color: var(--bg-dark); }
  .affiliate-box a { color: var(--blue); font-weight: 600; text-decoration: underline; }

  /* ---- Verify / sources block ---- */
  .verify-block {
    border: 1px solid var(--line); border-radius: var(--radius-lg);
    background: #fff; margin: 28px 0; overflow: hidden; box-shadow: var(--shadow-sm);
  }
  .verify-head {
    display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px;
    padding: 16px 20px; background: var(--bg-alt); border-bottom: 1px solid var(--line);
  }
  .verify-dates { font-size: 13px; color: var(--muted); }
  .verify-dates strong { color: var(--ink); }
  .verify-body { padding: 18px 20px; }
  .verify-body h4 {
    margin: 0 0 12px; font-size: 12.5px; text-transform: uppercase;
    letter-spacing: 0.06em; color: var(--muted); font-weight: 700;
  }
  .source-list { list-style: none; margin: 0 0 14px; padding: 0; }
  .source-list li {
    display: flex; justify-content: space-between; align-items: center; gap: 12px;
    padding: 10px 0; border-bottom: 1px dashed var(--line-2); font-size: 14px;
  }
  .source-list li:last-child { border-bottom: none; }
  .src-label { color: var(--ink-2); font-weight: 500; }
  .source-list a { color: var(--blue); font-weight: 600; }
  .needs-verify, .needs-verify-inline {
    font-family: monospace; font-size: 12px; font-weight: 700;
    background: #FEF3F2; color: #B42318; border: 1px solid #FECDCA;
    padding: 2px 8px; border-radius: 5px;
  }
  .verify-note { font-size: 12.5px; color: var(--muted); line-height: 1.6; margin: 0; }

  /* ---- CTA module ---- */
  .cta-module {
    background: linear-gradient(180deg, #FFFBF3 0%, #FFFFFF 100%);
    border: 1px solid #F3D78F; border-radius: var(--radius-lg);
    padding: 24px 26px; margin: 28px 0;
  }
  .cta-module-inner {
    display: flex; justify-content: space-between; align-items: center; gap: 20px; flex-wrap: wrap;
  }
  .cta-module h3 { margin: 0 0 6px; font-size: 20px; color: var(--bg-dark); font-weight: 800; letter-spacing: -0.01em; }
  .cta-module p { margin: 0; font-size: 14.5px; color: var(--ink-2); max-width: 440px; }
  .cta-module-actions { display: flex; gap: 10px; flex-wrap: wrap; }

  /* ---- Sticky mobile CTA ---- */
  .sticky-cta {
    display: none;
    position: fixed; bottom: 0; left: 0; right: 0; z-index: 90;
    background: rgba(255,255,255,0.97); backdrop-filter: blur(8px);
    border-top: 1px solid var(--line); padding: 10px 16px;
    justify-content: space-between; align-items: center; gap: 12px;
    box-shadow: 0 -4px 16px rgba(10,14,26,0.08);
  }
  .sticky-firm { font-size: 14px; color: var(--ink-2); font-weight: 600; }
  .sticky-firm strong { color: var(--accent-dark); }
  .sticky-btn { padding: 10px 18px; font-size: 14px; }
  @media (max-width: 880px) { .sticky-cta { display: flex; } body { padding-bottom: 64px; } }

  /* ---- Best-for badge ---- */
  .best-for {
    display: inline-block; font-size: 10.5px; font-weight: 600;
    padding: 3px 10px; border-radius: 999px; letter-spacing: 0.03em;
    text-transform: uppercase;
    background: var(--accent-wash); color: var(--accent-dark);
    border: 1px solid #F0DDB0; white-space: nowrap;
    font-family: 'Inter', sans-serif;
  }

  /* ---- Filter controls ---- */
  .filter-bar {
    background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg);
    padding: 18px 20px; margin-bottom: 22px; box-shadow: var(--shadow-sm);
  }
  .filter-bar h3 {
    margin: 0 0 14px; font-size: 13px; text-transform: uppercase;
    letter-spacing: 0.06em; color: var(--muted); font-weight: 700;
  }
  .filter-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
  @media (max-width: 820px) { .filter-grid { grid-template-columns: 1fr 1fr; } }
  @media (max-width: 480px) { .filter-grid { grid-template-columns: 1fr; } }
  .filter-field label {
    display: block; font-size: 12px; font-weight: 600; color: var(--ink-2); margin-bottom: 5px;
  }
  .filter-field select {
    width: 100%; padding: 9px 12px; border: 1px solid var(--line); border-radius: 8px;
    font-size: 14px; font-family: inherit; color: var(--ink); background: #fff; cursor: pointer;
  }
  .filter-reset {
    margin-top: 14px; background: none; border: 1px solid var(--line); color: var(--ink-2);
    padding: 8px 16px; border-radius: 8px; font-size: 13px; font-weight: 600; cursor: pointer;
  }
  .filter-reset:hover { border-color: var(--ink); }
  .filter-count { margin-top: 12px; font-size: 13px; color: var(--muted); }
  tr.filtered-out { display: none; }

  /* ---- Compare-any-two tool ---- */
  .compare-tool {
    background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg);
    padding: 22px; box-shadow: var(--shadow-sm);
  }
  .compare-selects { display: flex; gap: 14px; align-items: flex-end; flex-wrap: wrap; margin-bottom: 18px; }
  .compare-selects .filter-field { flex: 1; min-width: 160px; }
  .compare-vs { font-weight: 800; color: var(--muted); padding-bottom: 9px; }
  .compare-output { overflow-x: auto; }
  .compare-output table { width: 100%; border-collapse: collapse; font-size: 14px; }
  .compare-output th, .compare-output td {
    padding: 11px 14px; text-align: left; border-bottom: 1px solid var(--line-2);
  }
  .compare-output thead th { background: var(--bg-alt); font-size: 12px; text-transform: uppercase; letter-spacing: 0.04em; color: var(--ink-2); }
  .compare-output .metric-label { color: var(--muted); font-weight: 600; }

  /* ---- Scorecard table ---- */
  .scorecard-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius-lg); box-shadow: var(--shadow-sm); margin: 24px 0; }
  table.scorecard { width: 100%; border-collapse: collapse; font-size: 14px; min-width: 640px; }
  .scorecard thead th { background: var(--bg-dark); color: #EFE8DA; padding: 14px 16px; text-align: left; font-size: 11px; text-transform: uppercase; letter-spacing: 0.08em; font-weight: 600; }
  .scorecard tbody td { padding: 12px 16px; border-bottom: 1px solid var(--line-2); }
  .scorecard tbody tr:hover { background: #FCFAF5; }
  .scorecard .mono { font-variant-numeric: tabular-nums; font-weight: 600; }
  .scorecard .score-cell { color: var(--accent-dark); font-weight: 600; font-family: 'Fraunces', serif; font-size: 1.15rem; font-variant-numeric: tabular-nums; letter-spacing: -0.01em; }
  .scorecard .firm-name a { color: var(--bg-dark); font-weight: 700; }

  /* ---- "Why trust us" ---- */
  .trust-cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
  @media (max-width: 900px) { .trust-cards { grid-template-columns: 1fr 1fr; } }
  @media (max-width: 520px) { .trust-cards { grid-template-columns: 1fr; } }
  .trust-card { background: #fff; border: 1px solid var(--line); border-radius: 14px; padding: 22px; box-shadow: var(--shadow-sm); }
  .trust-card .tc-icon { font-size: 22px; margin-bottom: 10px; }
  .trust-card h3 { margin: 0 0 8px; font-family: 'Inter', sans-serif; font-size: 1.02rem; color: var(--bg-dark); font-weight: 700; letter-spacing: -0.01em; }
  .trust-card p { margin: 0; font-size: 14px; color: var(--ink-2); }
  .trust-card a { color: var(--blue); font-weight: 600; }

  /* ---- footnotes / data sourcing ---- */
  .footnote-ref { font-size: 11px; vertical-align: super; color: var(--blue); font-weight: 700; cursor: help; }
  .footnotes { margin-top: 30px; padding-top: 20px; border-top: 1px solid var(--line); font-size: 13px; color: var(--muted); }
  .footnotes ol { margin: 0; padding-left: 20px; }
  .footnotes li { margin-bottom: 6px; }

  /* ---- mobile table usability: scroll hint ---- */
  .table-hint { display: none; font-size: 12px; color: var(--muted); margin-bottom: 8px; }
  @media (max-width: 700px) { .table-hint { display: block; } }

  /* ---- decision tree ---- */
  .decision-tree { margin: 24px 0; }
  .dtree-node {
    background: #fff; border: 1px solid var(--line); border-left: 3px solid var(--accent);
    border-radius: 10px; padding: 14px 18px; margin-bottom: 10px;
  }
  .dtree-node strong { color: var(--bg-dark); }
  .dtree-node .dtree-q { font-weight: 700; color: var(--bg-dark); margin-bottom: 4px; }
  .dtree-node .dtree-a { font-size: 14.5px; color: var(--ink-2); }
  .dtree-node .dtree-a a { color: var(--blue); font-weight: 600; }

  /* ============================================================
     HOMEPAGE v3 — hero, trust, ranking table, guides
     ============================================================ */
  .hero-home { padding: 56px 0 44px; background: linear-gradient(180deg, #FFFBF3 0%, #FFFFFF 70%); }
  .hero-actions { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 26px; }
  .hero-stats {
    display: grid; grid-template-columns: repeat(4, auto); gap: 36px;
    margin-top: 40px; padding-top: 28px; border-top: 1px solid var(--line);
  }
  .hero-stats div { display: flex; flex-direction: column; }
  .hero-stats strong { font-family: 'Fraunces', serif; font-size: 2.1rem; font-weight: 600; color: var(--bg-dark); letter-spacing: -0.02em; font-variant-numeric: tabular-nums; line-height: 1; }
  .hero-stats span { font-size: 13px; color: var(--muted); margin-top: 2px; }
  @media (max-width: 640px) {
    .hero-stats { grid-template-columns: 1fr 1fr; gap: 22px; }
    .hero-stats strong { font-size: 1.75rem; }
  }

  .why-trust { background: var(--bg-alt); }
  .section-sub { color: var(--ink-2); font-size: 15.5px; max-width: 760px; margin: 12px auto 0; }
  .section-head { text-align: center; margin-bottom: 36px; }

  /* ranking table cells */
  .rank-cell { font-size: 1.25rem; font-weight: 600; color: var(--accent-dark); text-align: center; width: 40px; font-family: 'Fraunces', serif; font-variant-numeric: tabular-nums; }
  .firm-link strong { color: var(--bg-dark); font-size: 15px; }
  .firm-link:hover strong { color: var(--accent-dark); }
  .scorecard td .best-for { margin-left: 8px; }
  .scorecard .us-yes { color: #027A48; font-weight: 700; }
  .scorecard .us-no { color: var(--muted); }
  td.act { white-space: nowrap; text-align: right; }
  .btn-sm {
    display: inline-block; padding: 6px 12px; border-radius: 7px; font-size: 12.5px;
    font-weight: 600; border: 1px solid var(--line); color: var(--ink); margin-left: 6px;
  }
  .btn-sm:hover { border-color: var(--ink); }
  .btn-sm-dark { background: var(--bg-dark); color: #fff; border-color: var(--bg-dark); }
  .btn-sm-dark:hover { background: #000; color: #fff; }
  .th-weight { font-size: 10px; opacity: 0.7; font-weight: 600; }

  .scorecard-section { }
  .compare-section { background: var(--bg-alt); }

  .guide-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
  @media (max-width: 860px) { .guide-grid { grid-template-columns: 1fr 1fr; } }
  @media (max-width: 540px) { .guide-grid { grid-template-columns: 1fr; } }
  .guide-card {
    display: block; background: #fff; border: 1px solid var(--line); border-radius: 14px;
    padding: 22px; box-shadow: var(--shadow-sm); transition: transform .15s, box-shadow .15s;
  }
  .guide-card:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); }
  .guide-card h3 { margin: 0 0 6px; font-size: 16.5px; color: var(--bg-dark); font-weight: 700; }
  .guide-card p { margin: 0; font-size: 14px; color: var(--ink-2); }

  /* ============================================================
     GUIDE PAGES v3 — byline, worked examples, comparison, firm blocks
     ============================================================ */
  .byline { display: flex; gap: 18px; flex-wrap: wrap; align-items: center; margin-top: 22px; font-size: 14px; color: var(--muted); }
  .byline strong { color: var(--ink); }
  .score-hl { color: var(--accent-dark); font-weight: 800; }

  .worked-example {
    background: var(--bg-alt); border: 1px solid var(--line); border-left: 3px solid var(--accent);
    border-radius: 12px; padding: 20px 22px; margin: 22px 0;
  }
  .worked-example h4 { margin: 0 0 12px; font-size: 15px; color: var(--bg-dark); font-weight: 700; }
  .worked-example ul { margin: 0 0 12px; padding-left: 20px; }
  .worked-example li { margin-bottom: 7px; font-size: 14.5px; color: var(--ink-2); }
  .we-takeaway { margin: 0; font-size: 14px; color: var(--bg-dark); background: #FFFBF3; border: 1px solid #F3D78F; border-radius: 8px; padding: 10px 14px; }

  .compare-static .metric-label { color: var(--ink-2); font-weight: 600; background: var(--bg-alt); }
  .compare-static td { font-size: 14px; }

  .firm-blocks { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; margin: 8px 0; }
  @media (max-width: 760px) { .firm-blocks { grid-template-columns: 1fr; } }
  .firm-block { background: #fff; border: 1px solid var(--line); border-radius: 14px; padding: 20px; box-shadow: var(--shadow-sm); }
  .fb-head { display: flex; justify-content: space-between; align-items: flex-start; gap: 10px; }
  .fb-head h3 { margin: 0; font-size: 17px; color: var(--bg-dark); font-weight: 700; }
  .fb-rank { color: var(--accent-dark); font-weight: 800; }
  .fb-score { background: var(--bg-dark); color: #fff; font-weight: 800; font-size: 13px; padding: 4px 10px; border-radius: 7px; white-space: nowrap; }
  .fb-evidence { margin: 10px 0 14px; }
  .fb-specs { list-style: none; margin: 0 0 16px; padding: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
  .fb-specs li { font-size: 13px; color: var(--muted); display: flex; flex-direction: column; }
  .fb-specs strong { color: var(--ink); font-size: 14px; }
  .fb-actions { display: flex; gap: 8px; }
  .fb-actions .btn-sm { margin-left: 0; }

  /* ---- Other Firms tag + section ---- */
  .other-tag {
    display: inline-block; font-size: 11px; font-weight: 600;
    padding: 3px 10px; border-radius: 999px; letter-spacing: 0.03em;
    background: var(--bg-alt); color: var(--muted); border: 1px solid var(--line);
    text-transform: uppercase; font-family: 'Inter', sans-serif;
  }
  .other-firms { background: var(--bg-alt); }
  .other-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
  @media (max-width: 760px) { .other-grid { grid-template-columns: 1fr; } }
  .other-card {
    display: flex; justify-content: space-between; align-items: center; gap: 14px;
    background: var(--bg-card); border: 1px solid var(--line); border-radius: var(--radius-lg);
    padding: 18px 20px; box-shadow: var(--shadow-sm);
    transition: transform .18s ease, box-shadow .18s ease;
  }
  .other-card:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); }
  .oc-main { min-width: 0; }
  .oc-name { font-family: 'Fraunces', serif; font-size: 1.15rem; font-weight: 600; color: var(--bg-dark); letter-spacing: -0.01em; }
  .oc-name a { color: var(--bg-dark); }
  .oc-name a:hover { color: var(--accent-dark); }
  .oc-meta { font-size: 13px; color: var(--muted); margin-top: 3px; }
  .oc-cat { display: inline-block; font-size: 10.5px; font-weight: 600; text-transform: uppercase; letter-spacing: 0.03em; color: var(--accent-dark); background: var(--accent-wash); border: 1px solid #F0DDB0; border-radius: 999px; padding: 2px 9px; margin-top: 8px; font-family: 'Inter', sans-serif; }
  .oc-actions { display: flex; flex-direction: column; gap: 7px; flex-shrink: 0; }
  .oc-actions .btn-sm { margin-left: 0; text-align: center; }

  /* ---- Placeholder markers on policy pages (visible, easy to find & replace) ---- */
  mark.ph {
    background: #FEF3F2; color: #B42318; border: 1px solid #FECDCA;
    padding: 1px 7px; border-radius: 5px; font-family: 'Inter', sans-serif;
    font-size: 0.88em; font-weight: 600; white-space: normal;
  }
  .ph-note { margin-top: 28px; padding-top: 16px; border-top: 1px solid var(--line); font-size: 14px; color: var(--muted); }